Austin, TX

Travis County · Austin-Round Rock-Georgetown MSA · Updated January 2026

$450,000 +3.2% YoY
12-Month Forecast
+2.8%

Key Market Indicators

$450,000
Median Home Price
+3.2%
Year-over-Year
4,200
Active Listings
38
Median Days on Market
98.5%
Sale-to-List Ratio

10-Year Price History

Austin Median
National Median
Price Breakdown

Price by Property Type

Current median prices segmented by property type and bedroom count in the Austin metropolitan area.

Property Type 1 Bed 2 Bed 3 Bed 4 Bed 5+ Bed YoY
Single Family $285,000 $365,000 $450,000 $575,000 $750,000 +3.5%
Condo $215,000 $295,000 $385,000 $465,000 +1.8%
Townhome $325,000 $410,000 $520,000 +2.9%
Multi-Family $195,000 $275,000 $360,000 -0.4%

Affordability Index

Moderately Unaffordable
Median Household Income
$86,000
Price-to-Income Ratio
5.2x
Annual Income Needed (28% DTI)
$105,200

Based on 20% down, 6.72% rate, 30-year fixed. Includes estimated taxes and insurance. Yellow indicates a price-to-income ratio between 4.0x and 5.5x.

Property Tax

Effective Tax Rate
1.82%
Annual Estimate
$8,190
Jurisdiction Rate Annual on $450K
Austin, TX 1.82% $8,190
Texas Average 1.74% $7,830
National Average 1.07% $4,815

Texas has no state income tax, offsetting higher property tax rates. Homestead exemptions may reduce effective rates for owner-occupants.

Mortgage Calculator

Estimated Monthly Payment
$2,335
Total Interest
$480,600

January 2026 Market Signal

Neutral

Austin's market is stabilizing after the 2022 correction. Inventory is rising but remains below pre-pandemic levels. Well-priced homes sell within 30 days. Our signal suggests waiting for a motivated seller or targeting emerging submarkets rather than rushing in at current prices.

Market Fundamentals

Active Listings 4,200 +18% vs last year
Median Days on Market 38 days +5 days vs last year
Sale-to-List Ratio 98.5% -0.8% vs last year
New Listings (Monthly) 1,850 +12% vs last year
Months of Supply 3.2 Balanced market
Price Reductions 32% of active listings
Compare Markets

Austin vs. Peer Cities

How Austin stacks up against comparable metros in key housing metrics.

Metric Austin, TX Denver, CO Nashville, TN
Median Home Price $450,000 $562,000 $420,000
YoY Change +3.2% +1.8% +4.5%
Median Income $86,000 $89,000 $72,000
Price-to-Income 5.2x 6.3x 5.8x
Property Tax Rate 1.82% 0.51% 0.66%
Days on Market 38 28 32
Inventory 4,200 5,800 3,100
Population Growth (5yr) +14.2% +6.8% +9.1%
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